If home reno’s are on your mind, the OPP wants you to take steps against fraud.
One of the best known ways that scammers operate is to approach your door and say they re working in the area but can only offer a discounted price, senior s rate or some other kind of deal that day and will do their best to make you believe that they noticed something on your home or property that needs work.
The Grenville County OPP say this is usually the first indication that you may be dealing with a fraudster.
If you find yourself talking to someone like this, the best thing to do is trust your gut and ask them to leave. The OPP have provided suggestions you can follow to minimize the risk :
– Never rush into making a deal or signing a contract. Take a few days to think about it.
– Ask for, and check references. The company can also be checked out with the Better Business Bureau and Ontario Ministry of Consumer and Business Services.
– Ask for a written estimate. Then get at least two more estimates from reputable businesses in your area.
– Have any proposed contract checked over by someone trustworthy before signing it.
– Do not provide any personal or banking information.
– Keep down-payments to a minimum ( 10 percent is recommended by Consumer Protection Ontario).
– Never pay the full amount of the contract until the work is done.
– Avoid cash deals and if you do pay cash, make sure you get a detailed and signed receipt.
– Get the right paperwork – written estimates, professional licenses, building permits.
– A written contract is your best protection as a consumer
– Apply the same rules to members of your family or close friends who offer to do your renovations.
Home renovations can cost thousands of dollars and homeowners can follow some of these suggestions to prevent victimization.